Consolidated Renewal

Carrier

Type

Product

150

145

140

135

130

125

120

115

110

105

100

Augustar

IUL

Virtus Protection IUL, V-Pro UL II and Virtus Basic II Excess Premium

3.50%

2.50%

IUL

Virtus IUL II Excess Premium

2.00%

1.00%

IUL

Virtus IUL II YR 2 - 10

1.00%

Renewal Compensation Schedule B

Virtus Basic II, V-Pro UL II YR 2 - 10

1.75%

IUL

Virtus Protection IUL (effective 8/5/24) YR 2 - 10

1.75%

Prestige Indexed 20 Pay YR 2 - 3

4.00%

Prestige Indexed 20 Pay YR 4 - 7

2.00%

Prestige Indexed 20 Pay YR 8 - 10

1.00%

Prestige Indexed 10 Pay YR 2 - 5

2.00%

Prestige Indexed 10 Pay YR 6 - 10

1.00%

Riders added to Whole Life Policies YR 2 - 10

1.00%

IUL

Virtus IUL II YR 2 - 10

2.00%

LOA

Virtus Basic II, V-Pro UL II YR 2 - 10

3.50%

IUL

Virtus Protection IUL (effective 8/5/24) YR 2 - 10

3.50%

Prestige Indexed 20 Pay YR 2 - 3

8.00%

Prestige Indexed 20 Pay YR 4 - 7

4.00%

Prestige Indexed 20 Pay YR 8 - 10

2.00%

Prestige Indexed 10 Pay YR 2 - 5

4.00%

Prestige Indexed 10 Pay YR 6 - 10

2.00%

Riders added to Whole Life Policies YR 2 - 10

2.00%

Corebridge

IUL

QoL Max Accumulator+ III YR 2 - 10

2.00%

IUL

QoL Value + Protector III YR 2 - 7

2.00%

QoL Guarantee Plus GUL II YR 2 - 10

2.00%

American Elite Whole Life YR 2 - 7

2.00%

F&G

IUL

F&G Pathsetter (PSIUL) Issue Age 18-80 YR 2 - 10

5.00%

4.50%

4.25%

4.00%

3.50%

3.25%

3.00%

2.75%

2.50%

2.25%

2.00%

1.75%

1.50%

1.25%

1.00%

IUL

F&G ExecuDex (IUL) Issue Age 18-60 YR 2 - 10

3.00%

2.75%

2.50%

2.25%

2.00%

1.75%

1.50%

1.25%

1.00%

IUL

F&G Everlast (EVIUL) Issue Age 18-80 YR 2 - 10

5.00%

4.50%

4.25%

4.00%

3.50%

3.25%

3.00%

2.75%

2.50%

2.25%

2.00%

1.75%

1.50%

1.25%

1.00%

IUL

F&G Pathsetter (PSIUL) Issue Age 0-17 YR 2 - 10

3.00%

2.75%

2.50%

2.25%

2.00%

1.75%

1.50%

1.25%

1.00%

F&G*

IUL

F&G Everlast (EVIUL) Issue Age 0-17 YR 2 - 10

3.00%

2.75%

2.50%

2.25%

2.00%

1.75%

1.50%

1.25%

1.00%

Forester

SMART UL Target FYC Renewals - Yr 2 - 5

3.00%

2.75%

2.50%

2.25%

2.00%

1.75%

1.50%

1.25%

1.00%

0.00%

PlanRight Preferred/Standard - Issue Ages 50 - 80 Renewals - Yr 2 - 5

4.00%

3.85%

3.75%

3.65%

3.50%

3.25%

3.00%

2.75%

2.50%

2.25%

2.00%

1.75%

1.50%

1.25%

1.00%

0.75%

0.50%

PlanRight Preferred/Standard - Issue Ages 50 - 80 Renewals - Yr 6 - 10

3.25%

3.10%

3.00%

2.85%

2.75%

2.50%

2.25%

2.00%

1.75%

1.50%

1.25%

1.00%

0.90%

0.80%

0.70%

0.60%

0.50%

PlanRight Preferred/Standard - Issue Ages 81 - 85 Renewals - Yr 2 - 5

7.75%

7.50%

7.25%

7.00%

6.75%

6.25%

5.75%

5.25%

4.75%

4.25%

3.75%

3.25%

2.75%

2.25%

1.75%

1.50%

1.25%

PlanRight Preferred/Standard - Issue Ages 81 - 85 Renewals - Yr 6 - 10

6.00%

5.75%

5.50%

5.25%

5.00%

4.50%

4.00%

3.50%

3.00%

2.50%

1.75%

1.50%

1.25%

1.00%

0.75%

0.65%

0.50%

Advantage Plus II - Simplified Issue WL Pay 100 - Issue Age 66 - 70

Advantage Plus II - Fully Underwritten WL Pay 100 - Issue Age 66 - 70

WL Rider

Term 10 Rider - on WL Pay 100 and WL 20 Pay Renewals - Yr 2 - 10

WL Rider

Term 20 Rider - on WL Pay 100 only Renewals - Yr 2 - 10

Consolidated Renewal

We ensure life insurance is simple, accessible, and personalized to meet your specific needs.

Insurances

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